Red Bluff (530) 529-1222

Redding (530) 222-1460

Now Open Downtown Redding (530) 806-4000


Privacy Disclosure

Download This Disclosure (PDF)

Rev. 4/2015

FACTS

WHAT DOES CORNERSTONE COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer we continue to share your information as described in this notice.

How?  

All financial companies need to share customer's personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customer's personal information; the reason Cornerstone Community Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Cornerstone Community Bank share?

 

Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes - to offer our products and services to you

NO

NO

For joint marketing with other financial companies 

NO

NO

For our affiliates' everyday business purposes - information about your creditworthiness

NO

NO

For non-affiliates to market to you

NO

NO

QUESTIONS?

Call (530) 529-1222 or visit www.bankcornerstone.com

Who we are

Who is providing this notice?

Cornerstone Community Bank

What we do

How does Cornerstone Community Bank protect my information?  

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

To protect the information you provide us online, we use computer virus detection software and employ various technical means to protect against unauthorized computer entry into systems containing customer information.

How does Cornerstone Community Bank collect my personal information?

We collect your personal information, for example, when you              

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing (see below for your rights under state law).

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Cornerstone Community Bancorp.

Non-affiliates

Companies not related by common ownership or control.  They can be financial or non-financial companies.

  • Cornerstone Community Bank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you  

  • Cornerstone Community Bank doesn’t jointly market.

Other important information

Under California law Cornerstone Community Bank does not share personal information except as allowed by law for everyday business purposes.

USING OUR ELECTRONIC MEDIUM - Our customers and other individuals visiting our web site are important to us. Some parts of our web site may use a ‘cookie’ which is a file placed on your computer hard drive that allows the Bank’s web server to log the pages you use in the Bank’s web site and to determine if you have visited the site before. The cookie captures no personal identifying information.